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MetLife Wins Landmark Court Decision

On March 29, a U.S. District Court judge ruled in favor of MetLife Inc. in its bid to reject the “Too Big to Fail” label. The official designation of “Systemically Important Financial Institution” or SIFI, first applied to MetLife in December 2014, has put the company at a competitive disadvantage through much tougher rules on capital and on the use …

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Genworth to Suspend Life Insurance and Annuity Sales

On February 5, shares of Genworth Financial (NYSE:GNW) plunged by 20% as of 11 a.m. ET, after reporting the end of another low quarter the Thursday before. The company reported a net loss of $292 million. Earlier that day, Genworth announced its decision to suspend sales of all its traditional life insurance and fixed annuity products, including Total Living Coverage. …

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A Watchman on the Wall

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I am a student of history.  Reading about lost civilizations and their culture is fascinating.  Their customs and traditions (as well as their myths and legends) tell us much about what they valued.  The social, religious and political interactions amongst these ancient people are intriguing, and reveal that we aren’t that different from our distant ancestors. In ancient times, city-states …

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The breakdown: 7 types of insurance you should know about

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By Jeff Wuorio, January 6, 2015 Some types of insurance are must-haves, not just to cover the expenses of unforeseen circumstances but also to comply with the law. Most states require motorists to have liability coverage, and Americans have been alerted the past two years via the Affordable Care Act to obtain health care insurance or face consequences. But other …

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5 Life Insurance Game-Changers and Cautions for 2015

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As the New Year approaches, you should be aware of several significant changes in store for the life insurance industry.  Many of the changes are great for both agents and their customers, though there are some pitfalls to avoid. Technology has played a big part in many of the new trends, and the industry has been adapting and moving quicker …

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End-of-Life Planning: The Missing Piece to the Financial Puzzle

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Most financial professionals specialize in financial, retirement, insurance, and estate planning. In doing so, they usually utilize a holistic planning process designed to review and optimize all areas of a client’s financial needs. However, studies reveal that most “successful” financial professionals choose to specialize in a particular niche.  In other words, they focus the majority of their time, energy, and …

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Is your life insurance worthless?

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By A.J. Smith, November 15, 2014 Everyone will tell you about the importance of having life insurance, but life insurance is only valuable when you understand it. Knowing why you need life insurance and comparing policies to find the right one for you is only the beginning. It is just as important to read the fine print, find the exclusions …

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Sharon Epperson’s guide to 4 key groups who need life insurance

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By Sharon Epperson, November 13, 2014 Today there are more single mothers, female breadwinners and stay-at-home dads than there were even a decade ago. Many couples are buying homes later — and having to make mortgage payments into their 50s and 60s. Many parents are having children later. So moms and dads may be facing surging college tuition bills at …

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Toilet Paper, Eye Lasers, & Living Benefits Life Insurance

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These days, it’s easier than ever to feel good about making a big purchase. The Internet makes it simple to research the latest gadget you’ve had your eye on, read up on consumer reviews for the new yoga studio down the street, or find the safest, best-designed crib on the market for your family’s newest addition (as my wife and …

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Why Insurance Industry Is Crucial for Americans: Dennis Glass

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By James L. Green, September 30, 2014 Speaking at IRI conference, Lincoln Financial Distributors’ CEO says the retirement readiness gap provides a big opportunity for the industry Kicking off the Insured Retirement Institute’s second annual conference on Monday, Dennis Glass, CEO of Lincoln National Corp., made the case for life insurance and annuities in general. He said the industry now …

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