An industry event can be a great way for company executives and associates to meet others in their industry as well as potential clients. While it is important to convey what your company is about at the event, it is equally important to take notes of hot topics in the industry, meet as many people as you can and above …
Read More »The Advantages and Disadvantages of a Health Savings Account
A savings account can be money set aside for a rainy day, a new home or even just a sense of security. But what is a Health Savings Account? In 2012, individuals are full of questions about health care. For example, what is this new health care reform bill? Who will it impact and how much? Because many of your …
Read More »Social Media’s Purpose for Businesses
Whether your business was an early adopter of social media or your social media marketing campaign hasn’t yet made it to the computer screen, it never hurts to take a refresher course in social media. Just like television networks have no shortage of news to report, social media is a fast-moving animal that requires constant attention because this multimedia marketing …
Read More »Annuity Salespeople: Stand Your Ground!
The Wall Street Journal recently ran an article entitled “Retirement Income? Annuities Come Up Short.” (April 30th, 2011). The article, written by Brett Arends, makes the case against lifetime income annuities.
Read More »Annuities Are Still Safe
"Nearly eight in 10 annuity owners say that annuities make them feel more secure in times of financial uncertainty."
Read More »You’re Never Too Old to Own Life Insurance!
Senior clients often assume they no longer have a need for life insurance. Before they ditch that life insurance plan, it’s important to advise them about the countless benefits life insurance can continue to provide—even in their retirement years. Many clients reach a point in their life when they begin to question the necessity of life insurance. Obviously, their situation …
Read More »The Application and Use of the Grantor Trust
With skyrocketing unemployment rates, a sagging real estate market and a struggling economy, our nation is facing the worst recession since the Great Depression. But believe it or not, there is a silver lining: this tough economy has driven applicable federal rates (AFRs) to rock bottom levels. Each month, the IRS provides these prescribed rates for federal income tax purposes. …
Read More »Life Insurance: More Important Than Ever!
"28 percent of those surveyed bought life insurance for the first time last year."
Read More »Advising the “Sandwich Generation” Client
"Half of the Middle Boomers (the 28 million Americans ages 52 to 58) still have children living at home."
Read More »Are Your Clients Saving Enough…or Too Much?
"The average American has saved less than three percent of their income over the last five years, not including retirement contributions and home equity investments."
Read More »