Property and Casualty

By Chris Woodyard, January 22, 2014 The smallest cars on the road carry the biggest injury risk in a common and deadly type of crash, a report released Wednesday reveals. Only one of 11 small city and minicars passed the Insurance Institute for Highway Safety’s small front overlap crash test in which a car hits a barrier with the front …

By Gray Rohrer, 01/15/2014 Insurance Commissioner Kevin McCarty says property insurance rates are decreasing in Florida. “Our analysis of the top 30 voluntary homeowner insurers in Florida shows that rates are going down, Florida homeowners are benefitting from lower reinsurance costs and the market as a whole is more robust and competitive,” McCarty stated in a report released Wednesday. McCarty’s …

There are several truisms when it comes to marketing insurance products to individuals. For example, it is very unusual for an insurance agent to offer products outside of his or her specialty. Life and A&H (Accident and Health) agents usually won’t offer P&C (Property and Casualty) products and P&C agents feel the same way about marketing life products. Agents stick …

How do you think most people would answer the following question: “If you were to unexpectedly die, become seriously ill or get disabled, would you and/or your family suffer financially?” Since most almost always answer, “Yes,” think about this next question: “Would that bother you? Especially if it meant that you and/or your family could no longer afford to stay …