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Whole life insurance: Security with cash value

By Jay Gandee, February 28, 2014

A certain peace of mind comes with knowing that you’ve taken steps to help protect your loved ones’ financial future. While all types of life insurance can give you this sense of comfort, whole life insurance offers permanence that allows you to plan ahead.

Most whole life policies contain several important features: a level death benefit and level premium payments, which means the amount you pay doesn’t change. A whole life policy also may accumulate tax deferred cash value over time.

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