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Group Health

Envisioning the End of Employer-Provided Health Plans

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By Neil Irwin, May 1, 2014 The days of Americans getting health insurance through their employers may be numbered — and the change could be just as profound as the shift of employers forcing employees to manage their own retirement savings. As the Affordable Care Act goes from thousands of pages of legalese to actual, real-life public policy, the future …

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Survey confirms gains in health insurance sign-ups

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By Ricardo Alonso-Zaldivar, April 7, 2014 WASHINGTON — A growing share of Americans got health insurance as sign-up season for President Barack Obama’s health care law came to a close last month, a major survey released Monday has found. The Gallup-Healthways Well-Being Index provides independent validation for White House claims that the law is expanding access, particularly for working people …

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Rural Americans have fewer – and costlier – healthcare options

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By Gigi Douban, January 23, 2014 When you think of the healthcare marketplace, you think of options and choices. But since the rollout of the Affordable Care Act, one thing’s been clear: Options are not a given. Alabama is among a dozen or so states where every county has just one–or maybe two– insurers. Experts are noticing a pattern: Folks in …

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Insurance through work? Health law affects you too

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By Carla K. Johnson and Tom Murphy, January 21, 2014 The health care overhaul’s reach stretches far beyond the millions of uninsured Americans it is expected to help. It also could touch everything from the drug choices to doctor bills of people who have insurance through work. The law isn’t expected to prompt sudden, radical changes for workers. So you …

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The Aftermath of ACA Enrollment

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Whew! The initial Obamacare enrollment is behind us, and we were able to assist our clients with coming into compliance with the new laws. Now what? ACA enrollment war stories? Did anybody else receive a call to help with coverage for the first of the year, “so I won’t be arrested for not signing up?”  Did anybody else receive an …

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Supplemental Suitability

Supplemental Suitability

I own a business and have a question for all the health insurance agents out there: Where are the agents focusing on suitability requirements for worksite supplemental benefits? Employer groups are not one-size-fits-all when it comes to their employees, and assuming so may insure some of my employees well, but leave others majorly exposed. When a group like mine is …

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