When we were young, they fed us, clothed us, rocked us to sleep and cleaned our dirty bottoms. As we grew older, they bandaged our cuts and scratches from our many exploits and adventures. They were our #1 cheerleader in the stands, even if we were standing on the sidelines. They cooked our meals, made our beds, washed our clothes …
Read More »The Blessing and Curse of Longevity: Today’s Uncomfortable Boomer Reality
As financial professionals, if we’ve heard it once, we’ve heard it a thousand times: Boomers are turning 65 at the rate of 10,000 a day and will continue to do so through 2030. But as I talk with independent producers across the country, the reality of this opportunity really hasn’t sunk in. And for those who it has, they are …
Read More »Death at Your Desk
I probably wrote what I am about to share with you in my head a dozen times over the course of the last year. It’s a topic we all talk about together as agents and financial experts but rarely share in quite the way I am about to share with you now. I will forgo explaining the math because, if …
Read More »Unemployment insurance looks dead in the House. Here’s how Democrats are trying to change that.
By Wesley Lowery, April 7, 2014 Later today, the Senate will vote along party lines to pass an extension to federally provided long-term unemployment benefits — legislation that, once it’s passed, will have taken four Senate votes to get passed. While Democrats will trumpet this evening’s Senate vote as a triumph, the legislation seems to face an implausible pathway to …
Read More »10 Reasons Annuities Make Sense for a Portion of a Retirement Plan
With life expectancies greater than ever, retirement could very likely be the longest phase of our clients’ lives. Therefore, it is absolutely imperative for retirees to have a plan in place that: Provides the ability to spend and enjoy their money in retirement Protects them from “living too long” and outliving their income Since retirement income planning is an extremely …
Read More »LTC Planning Is Essential to Every Boomer’s Retirement
With millions of baby boomers approaching retirement, it is imperative for us to help this segment understand the potential financial impact of skyrocketing extended healthcare costs. The coverage this sector receives from Medicare is limited at best. Even if a qualifying event meets Medicare’s stringent guidelines, with both state and federal entitlement programs stretched to their breaking point, many retirees …
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