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Health Care Reform and Opportunity to Sell Medicare Supplements

Sell Medicare Supplements

One of the byproducts of the passage of the Patient Protection and Affordable Care Act last year was a massive dislocation in the Medicare Advantage market. Medicare Advantage – also known as Medicare Part C – is an optional part of Medicare that allows beneficiaries to contract with managed care firms to administer their benefits under the Medicare program. The …

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Buyer Beware: Traps to Avoid as Companies Rush Hybrid Long Term Care to Market

nursing-home-visit

As companies race hybrid LTC or “linked-benefit” plans to market, many are left scratching their heads wondering which products are best for themselves or their clients.  If a warning light is going off in your mind, heed the warning. There are five main traps to avoid while searching for the best hybrid-long term care solutions, though more will likely follow.  …

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LTC Planning Is Essential to Every Boomer’s Retirement

LTC Planning Is Essential to Every Boomer’s Retirement

With millions of baby boomers approaching retirement, it is imperative for us to help this segment understand the potential financial impact of skyrocketing extended healthcare costs.  The coverage this sector receives from Medicare is limited at best. Even if a qualifying event meets Medicare’s stringent guidelines, with both state and federal entitlement programs stretched to their breaking point, many retirees …

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Medicare Recipients and Travel

Medicare Recipients and Travel

Are Boomer clients aware that Medicare stops at the Border? The exposure to financial harm is high for anyone traveling outside the United States, especially for seniors who are on Medicare, since Medicare stops at the border except for limited circumstances. If your clients have a Medicare Supplement, there is some relief for emergency medical care, but that too has limits – they …

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ObamaCare: What In Blazes is Going On?

ObamaCare: What In Blazes is Going On?

The Patient Protection and Affordable Care Act, more popularly known as ObamaCare, is mired in the courts. A loose consortium of twenty-six state attorneys general filed a series of lawsuits challenging the courts constitutionality last year – and this year obtained a ruling from a federal judge in Tallahassee striking down the law as unconstitutional. The Obama administration plans to …

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