Breaking News

Joseph Larkin

Joseph Larkin
Joseph D. Larkin, CLU, ChFC works with advisors and brokers and their clients on estate and business exit planning matters. He began his career with Connecticut Mutual as an agent in 1976. In 1985 he was appointed an assistant manager with CIGNA Individual Financial Services. In 1998 he became the branch manager for Century Companies and then in 1992 the Managing Director for John Hancock Financial Services in Minneapolis. Joe joined AdvisorNet as Vice President of the Advanced Planning Group in 2001. Joe holds an undergraduate degree in Business Finance from the University of St. Thomas and also is a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). He is the incoming President of the Minneapolis Estate Planning Council, a former board member and current member of the Financial Planning Association of Minnesota and a Continuing Education Instructor. Joe is a volunteer instructor for Best Prep, bringing financial literacy to high school students and a member of the Minneapolis Rotary Club #9. Joe has twelve siblings and three children of his own and recently become a Grandpa. He lives and works in downtown Minneapolis and enjoys traveling, sailing, biking & downhill skiing. Joe may be contacted at jlarkin@advisornet.com.

The Next Fiasco: The Lapse of the No-Lapse Guarantee

Have you ever said to your client, “As long as you pay the premium on time, this policy is guaranteed not to lapse”? Well, as it turns out, it is not that simple and in some cases, not even true. As these policies age, our agency has learned through painful experience that there are a number of traps that can …

Read More »